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Empowering Payments

Future-ready, innovative digital payment solutions for secure, convenient, and seamless payments across the UAE.

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Our payment solutions power the UAE’s growth

As a leading payments entity, Al Etihad Payments is dedicated to developing and operating world-class infrastructure, standards, and solutions for the UAE. Al Etihad Payments is a subsidiary of the Central Bank of the UAE, strongly supported by the UAE Government .

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EmpoweringInstant Payments

Aani is a payments platform that allows customers to transfer funds up to AED 50,000 immediately and conveniently, on a 24*7 basis. It offers innovative services such as Proxy Payments, QR-code-based payments, Request to Pay, and split payments.

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Other Services

Al Etihad Payments, a subsidiary of the Central Bank of the UAE, offers additional services to support customers' digital transactions across the UAE.

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UAE Switch

UAESWITCH links the ATM networks of all banks in the UAE, enabling all customers to safely and securely use any ATM in the UAE. UAESWITCH is also available to customers across GCC countries, where a GCCNET logo is displayed. UAESWITCH also processes domestic Point of Sale (POS) debit card transactions.

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Domestic Card Scheme

Al Etihad Payments is launching the UAE's own Domestic Card Scheme (DCS), ushering a new era of card payments in the UAE with localisation of debit card transactions, ensuring that payment-related data is processed and stored in the UAE. Through implementation of the DCS, Al Etihad Payments will help minimise economic cost of electronic payments to benefit end users, merchants, and licensed financial institutions.

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UAEWPS

UAE Wages Protection System (UAEWPS) provides a safe, secure, efficient and robust mechanism to streamline the timely payment of wages to employees by their employers.

Latest News

Learn more about Al Etihad Payments and our innovative digital payment services

AD Ports Group and National Marine Dredging Group to Establish SAFEEN Surveys and Subsea Services
Abu Dhabi (16 October 2023)
Al Etihad Payments launches Aani: an instant payments platform for digital transactions in the UAE

Al Etihad Payments (AEP), a subsidiary of the Central Bank of the UAE (CBUAE), has announced the launch of Aani, an instant payments platform that aims to transform the landscape of digital payments in the UAE. Aani, a key initiative under the CBUAE's Financial Infrastructure Transformation (FIT) programme, signals a new era of seamless, secure, and instant digital payments.

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AD Ports Group and National Marine Dredging Group to Establish SAFEEN Surveys and Subsea Services
Abu Dhabi (18 Feb 2024)
Jaywan in UAE: Soon, all debit cards to be issued with new payment solution

The cards are to be issued to residents who have bank accounts or to those who are banking with exchange houses

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AD Ports Group and National Marine Dredging Group to Establish SAFEEN Surveys and Subsea Services
Abu Dhabi (23 Feb 2024)
Why UAE's new payment system Aani wants another 400,000+ SMEs using cash switch over to digital

Of 600,000 SMEs, only one-fifth accept cards even as UAE consumers move on from cash

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