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Empowering Payments

Future-ready, innovative digital payment solutions for secure, convenient, and seamless payments across the UAE.

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Our payment solutions power the UAE’s growth

As a leading payments entity, Al Etihad Payments is dedicated to developing and operating world-class infrastructure, standards, and solutions for the UAE. Al Etihad Payments is a subsidiary of the Central Bank of the UAE, strongly supported by the UAE Government .

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EmpoweringInstant Payments

Aani is a payments platform that allows customers to transfer funds up to AED 50,000 immediately and conveniently, on a 24*7 basis. It offers innovative services such as Proxy Payments, QR-code-based payments, Request to Pay, and split payments.

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Other Services

Al Etihad Payments, a subsidiary of the Central Bank of the UAE, offers additional services to support customers' digital transactions across the UAE.

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UAE Switch

UAESWITCH links the ATM networks of all banks in the UAE, enabling all customers to safely and securely use any ATM in the UAE. UAESWITCH is also available to customers across GCC countries, where a GCCNET logo is displayed. UAESWITCH also processes domestic Point of Sale (POS) debit card transactions.

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Domestic Card Scheme

Al Etihad Payments is launching the UAE's own Domestic Card Scheme (DCS), ushering a new era of card payments in the UAE with localisation of debit card transactions, ensuring that payment-related data is processed and stored in the UAE. Through implementation of the DCS, Al Etihad Payments will help minimise economic cost of electronic payments to benefit end users, merchants, and licensed financial institutions.

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UAEWPS

UAE Wages Protection System (UAEWPS) provides a safe, secure, efficient and robust mechanism to streamline the timely payment of wages to employees by their employers.

Latest News

Learn more about Al Etihad Payments and our innovative digital payment services

AD Ports Group and National Marine Dredging Group to Establish SAFEEN Surveys and Subsea Services
Abu Dhabi (16 October 2023)
Al Etihad Payments launches Aani: an instant payments platform for digital transactions in the UAE

Al Etihad Payments (AEP), a subsidiary of the Central Bank of the UAE (CBUAE), has announced the launch of Aani, an instant payments platform that aims to transform the landscape of digital payments in the UAE. Aani, a key initiative under the CBUAE's Financial Infrastructure Transformation (FIT) programme, signals a new era of seamless, secure, and instant digital payments.

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AD Ports Group and National Marine Dredging Group to Establish SAFEEN Surveys and Subsea Services
Abu Dhabi (12 February 2023)
CBUAE launches a Financial Infrastructure Transformation Programme to accelerate the digital transformation of the financial services sector

In line with the vision of H.H. Sheikh Mansour bin Zayed Al Nahyan, Deputy Prime Minister and Minister of the Presidential Court, and Chairman of the Central Bank of the UAE's (CBUAE) Board of Directors, the CBUAE today launched its Financial Infrastructure Transformation Programme (FIT programme) to accelerate the digital transformation in the financial services sector as part of a wider strategy aimed at enabling the CBUAE to be among the top central banks globally.

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AD Ports Group and National Marine Dredging Group to Establish SAFEEN Surveys and Subsea Services
Abu Dhabi (14 October 2021)
Future of Finance conference outlines the value proposition of Islamic finance and the National Payments System Strategy

His Excellency Khaled Mohammed Balama, Governor of the Central Bank of the UAE (CBUAE), launched day two of the Future of Finance conference, hosted by the CBUAE, by highlighting the strong indicators of economic recovery in the UAE and other leading economies, and the importance of Islamic finance as a driving force in a world seeking to achieve sustainable growth and economic resilience. His Excellency also identified qualitative measures to enhance the CBUAE’s robust digital payments systems, including the increased importance of commercial and financial payment settlements. His Excellency affirmed that the CBUAE will maintain its supervisory and regulatory responsibilities to ensure the continued, sustainable growth of the UAE economy.

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